Ahmad Fajar
Ahmad Fajar currently serves as Director of Finance & Risk Management at PT ITDC (2022–present). He is a seasoned banking executive with over 30 years of experience in Indonesia's financial sector. He holds a Bachelor's degree in Agriculture from IPB University (1988) and a Master's degree in Financial Management (with Cum Laude distinction) from Padjadjaran University (2000).
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His core philosophy is defined by the PLN framework, a powerful guide for his life and work. It's built on three key pillars: Pintar (Intelligence), a relentless pursuit of knowledge; Luwes (Adaptability), the flexibility to navigate challenges with grace; and Nasib (Destiny), a deep belief in a larger purpose. This heritage, which champions integrity and righteousness, serves as his guiding compass, shaping every decision and action.
1983 - 1988 Bachelor of Agriculture, Institute Pertanian Bogor; 1998 - 2000 Magister Management of Finance (Cum Laude Predicate) Padjadjaran University, Bandung
His career began at Bank Bumi Daya (1990–1998), where he advanced from Treasury Dealer to Manager. He continued at Bank Mandiri (1998–2004) as Senior Manager for Funding, later becoming Vice President and Head of Debt & Capital Markets. From 2008 to 2014, he joined Bank Mutiara (formerly Bank Century) as Director of Treasury and Business, and in 2014 served as its President Director. Following this, he was appointed President Director of Bank JTrust Indonesia (2014–2016), and subsequently served as Non-Independent Commissioner (2017–2018). From 2018 to 2022, he led Bank Victoria International Tbk as President Director.
"Pariwisata Ciptakan Konektivitas" (Tourism Creates Connectivity), published by CNBC Indonesia, 2022
Beyond his executive roles, Fajar actively contributes to the broader financial community. He has served on expert boards such as the Inter Dealer Market Association (Himdasun, 2014–2016), the Indonesian Bankers Association (IBI), and the Policy and Economic Analysis Committee of PERBANAS. He is also a lecturer at the Indonesia Banking Development Institute (LPPI), mentoring young and emerging professionals in finance and leadership. Lecturer at LPPI (Indonesia Banking Development Institute), Jakarta
Clean, Transparent & Professional Young Leader – KADIN (2003); Best Student – SESPIBANK-42, LPPI (2006);Best CFO – SWA Magazine (2013); Most Committed GRC Leader – TOP Business & KNKG (2020); Best Leader – Economic Review (2021)
Inter Dealer Market Association (Himdasun) Expert Board Member 2014 - 2016 this is The Indonesian Securities Traders Association had 28 banks and securities companies as of 2016.; Expert board member of Indonesia Bankers Association for Risk Management (BaRa); Member of Policy and Economic Analysis Committee National Bank Association (PERBANAS); Member of Social Committee IBI - Indonesian Banking Institute
Notably, during his leadership at Bank Century/Mutiara, he orchestrated a strategic transformation that tripled the bank's income within three years—an achievement that stands as a hallmark of his crisis management and leadership capabilities.Beyond his executive roles, Fajar actively contributes to the broader financial community. He has served on expert boards such as the Inter Dealer Market Association (Himdasun, 2014–2016), the Indonesian Bankers Association (IBI), and the Policy and Economic Analysis Committee of PERBANAS. He is also a lecturer at the Indonesia Banking Development Institute (LPPI), mentoring young and emerging professionals in finance and leadership.
Bahasa Indonesia, English, Japan (Passive)
Singing (in events, gathering) and teaching about finance and leadership to young and new managers
When he took the helm of Bank Century, the institution wasn't just distressed; it was a ship caught in a storm. His immediate priority wasn't just numbers, but people. His goal was to unite every single employee, from the front desk to the executive suite. What followed was extraordinary: their tireless dedication and shared commitment became the bank's anchor. Together, they didn't just steady the ship; they propelled it, transforming Bank Century from a state of crisis to remarkable health and unprecedented profits. It was a testament to the power of unified purpose under his leadership
He continues to share insights through public speaking and publishing, including "Pariwisata Ciptakan Konektivitas" (CNBC Indonesia, 2022), and remains a strong advocate for values-driven leadership and sustainable governance in the financial industry.
His leadership philosophy is defined by a comprehensive '4 Es and 1 P' framework. It starts with an unyielding Energy to drive progress and the ability to Energize and mobilize his teams toward a shared goal. He has the Edge—the courage to make swift, calculated decisions—and the discipline of Execution to turn ambitious plans into tangible results. But above all, his leadership is guided by a clear and unwavering Purpose, grounded in a deep commitment to integrity and creating long-term value.
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