Tjiendra Widjaja

Tjiendra

A strong character is never formed overnight. Behind every resilient individual, there is always someone who plants values, provides guidance, and becomes a beacon of light throughout their journey. For Tjiendra Widjaja, that figure is his father. Since childhood, he has seen his father not only as the head of the family but also as his very first teacher, his role model, and the source of character that shaped who he is today. His father instilled a simple yet profound belief: as long as parents can provide the best education, a child must repay that gift with determination, studying harder, striving further, and dedicating every effort to excellence. From this principle, Tjiendra came to understand that education is not merely a path to knowledge, but also an expression of respect and gratitude toward one’s parents. Every step he has taken, every achievement he has earned, has always been guided by one noble purpose: to be a source of pride for his parents. He realised that dreams are not his alone; they are the embodiment of his parents’ hopes and sacrifices. That understanding fuels his perseverance. No obstacle feels too great, no challenge insurmountable, because at the end of the journey lies the joy and fulfillment he longs to offer his family. Yet Tjiendra also believes that character is built not only through education and personal effort but also through the environment we choose to surround ourselves with. He learned that being among good friends — those who are honest, supportive, and driven by purpose — strengthens one’s integrity and determination. To him, true friends act as a mirror, reflecting one’s strengths and flaws, while encouraging continual growth. Tjiendra’s story is a testament to how values planted early in life by a father, a true teacher of life, can become a firm foundation upon which success is built. From a home filled with love, from the timeless lessons of his father, emerged a man who continues to carve achievements and make an impact. He grows with the conviction that diligence, sincerity, and the right circle of companionship can carry a person beyond their own limits — until they become not only the pride of their family but also an inspiration to many

1980 - 1987 Universitas Airlangga Fakultas Hukum; 1987 - 1980 SMA YPPI; 1974 - 1976 SMP YPPI; 1968 - 1973 SD YPPI

October 2021 - Present PT Asuransi Rama Satria Wibawa as President Director; April 2021 - September 2021 PT Asuransi Rama Satria Wibawa as Marketing Director; March 2017 - March 2021 PT Asuransi Rama Satria Wibawa as Technical Director; May 2016 - February 2017 PT Asuransi Rama Satria Wibawa as Technical General Manager; February 2016 - April 2016 PT Universal Nilaitama as President Director; July 2013 - February 2016 PT Zurich Insurance Indonesia as President Commissioner; May 2011 - January 2016 PT Asuransi Bina Dana Arta Tbk as Deputy Director -Technical; July 2010 - April 2011 PT Asuransi Mega Pratama as Technical Director; February 2009 - June 2010 PT Asuransi Rama Satria Wibawa as Senior Claims Manager ; September 2008 - January 2009 PT Asuransi Sarijaya as Marketing Manager; September 2006 - August 2008 PT Maskapai Reasuransi Indonesia Tbk as Assistant Director - General Reinsurance; June 2005 - June 2006 PT Asuransi Bina Dana Arta Tbk as Technical Director; August 2001 - May 2005 PT Asuransi Bina Dana Arta Tbk as Deputy Director – Operational; September 1997 - July 2001 PT Asuransi Mitra Maparya as Assistant Technical Director; February 1995 - August 1997 PT Dharmala Insurance Tbk as General Manager, Technical Claims; July 1991 – January 1995 PT Asuransi Rama Satria Wibawa as Jakarta Branch Manager; January 1989 - June 1991 PT Asuransi Rama Satria Wibawa as Manager, Reassurance and Claims; January 1988 - December 1988 PT Asuransi Rama Satria Wibawa as Assistant Claims Manager; October 1983 - December 1987 PT Asuransi Surabaya Indah as a staff member of Claims Department

Indonesia Re CEO Forum 2025 PT Reasuransi Indonesia Utama (Persero); Indonesia Re International Conference 2024 PT Reasuransi Indonesia Utama (Persero); Outlook Industri Jasa Keuangan di Tahun 2023 Otoritas Jasa Keuangan; Kesiapan Industri Jasa Keuangan dalam Mendukung Literasi Digital Konsumen Jasa Keuangan 2022 Otoritas Jasa Keuangan; Membangun Human Capital Development Berbasis KPI dan Manajemen Risiko di Perasuransian (Perusahaan Asuransi dan Reasuransi) 2021 Otoritas Jasa Keuangan; International Conference “Developing Sustainable Ecosystems for Disaster Risk Financing in Indonesia 2020 Otoritas Jasa Keuangan bekerja sama dengan Lougborough University; Peta Risiko Gempa Bumi dan Tsunami di Indonesia: “Bagaimana Pengelolaan Gedung & Potensi Asuransi” 2019 Infobank bekerja sama dengan PT Reasuransi Maipark Indonesia; Climate Change: Peluang dan Tantangan bagi Industri Asuransi Umum Indonesia 2018 Asosiasi Asuransi Umum Indonesia; Microinsurance Marketplace: Enhancing Microinsurance to Support Economic Growth through Stakeholder’s Synergy 2017 Otoritas Jasa Keuangan; Resiliency and Prospect Insurance Business in the Connected World 2016 Indonesian Senior Executives Association (ISEA) dan HIMADA; Diskusi Panel: Actuarial for Non actuary 2015 Indonesian Senior Executives Association (ISEA); Year 2014 Indonesian Economic and Political Outlook for Insurance Professionals 2014 PT Markapai Reasuransi Indonesia Tbk; Mapfre International Forum 2013 Mapfre Re Madrid, Spanyol; Strive for Excellence 2012 Personal Management Corporation; Workshop Bedah Kasus Sengketa Klaim Asuransi 2009 Badan Mediasi Asuransi Indonesia; Kiat Memaksimalkan Underwriting Profit Pertanggungan Kendaraan Bermotor pasca berlakunya PMK No. 74/PMK.010/2007 2008 Asosiasi Ahli Manajemen Asuransi Indonesia bekerjasama dengan Lembaga Pendidikan Manajemen Keuangan Widya Dharma Artha; Perekonomian Indonsia saat ini dan Prospek Ekonomi Indonesia Tahun 2008 2007 PT Maskapai Reasuransi Indonesia Tbk; Success is My Right Seminar 2004 Action & Wisdom Motivation Training;ISO 9001 : 2000 Introduction Course 2003 PT SGS International Certification Services Indonesia; Managerial Effectiveness Training Program 1998 PT Asuransi Mitra Maparya; Asuransi Konstruksi, Surety Bond serta kaitan antara Usaha Perasuransian dan Permasalahannya 1996 Dewan Asuransi Indonesia Pusat Bidang Asuransi Kerugian; Lokakarya TQM dan Penerapannya 1995 Lembaga Pendidikan dan Pembinaan Manajemen; Underwriting Procedure Manual 1994 Institut Manajemen Mitra Indonesia; The intensive course of study in Automobile Insurance in Japan 1992 The Insurance School (Non-Life) of Japan, Tokyo; Seminar Sehari Tindak Pidana Asuransi 1990 Fakultas Hukum Universitas Indonesia; Workshop on Excess of Loss Insurance 1989 PT Maskapai Reasuransi Indonesia; Seminar Reasuransi Kedua dengan thema “Reinsuring Catastrophic Risks” 1988 PT Maskapai Reasuransi Indonesia; Fire Course, Miscellaneous Classes of Property Insurance dan Marine Insurance Seminar 1987 Munich Reinsurance Company, Munich

For 22 years at Asuransi Rama Satria Wibawa, Tjiendra has pursued a path that transcends achievements — a story of resilience, dedication, and meaning. To him, insurance is more than policies; it is about providing security, building trust, and safeguarding futures. With discipline and sincerity, he turned challenges into opportunities to add greater value. His true legacy is reflected in integrity, trust, and the lasting impact he leaves on many lives

Indonesia, English

Jogging

Tjiendra is a professional leader with humility, always willing to share knowledge openly. For him, true leadership means walking alongside others, guiding them, and creating space for growth. His experiences abroad in Germany, Japan, Singapore, and Malaysia have shaped his character, confidence, and resilience. To him, success is not defined by influence alone, but by inspiring the rise of new leaders who carry forward his values

Tjiendra’s success is built on integrity, perseverance, and genuine care for others. From the very beginning of his career, he carried with him the values instilled by his family — learning with dedication, working with discipline, and turning every achievement into shared pride. These principles shaped him into a resilient and principled leader. For him, success is not defined by titles or numbers, but by trust, impact, and meaningful contributions. With humility, he shares knowledge, fosters growth, and supports broader learning opportunities that strengthen both skill and character. To Tjiendra, true success lies in nurturing new leaders — a legacy of values that continues to inspire across generations.

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Information available only in printed publication available in libraries.

Information available only in printed publication available in libraries.

Information available only in printed publication available in libraries.